You’ve been waiting for mortgage rates to drop – and it’s happening. Mortgage rates are in the lowest range they’ve been in nearly 3 years. And they’re expected to stay in this vicinity for the rest of 2026. That’s a big deal. That means affordability is going to start to feel different. The door just opened. Lower payments. Better affordability. More buying power. If buying didn’t make sense for you before, it might now. Take this as your sign it's time to talk to a lender a